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Upstart Reviews

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upstart.com United States On Trustivly since 2023
4.7· Excellent · 64 reviews

About Upstart

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve.

Customer reviews (64)

  • Ralph Silva· United States

    It was fast without so many problems.

    It was fast without so many problems.

  • Jesse Payne· United States

    Applying for a consolidation loan was easy and convenient.

    Applying for a consolidation loan was easy and convenient.

  • Liam Robertson· United States

    This is my third loan.

    This is my third loan. I have never experienced anything negative. Customer Service is great. Funding is fast and easy. They also work with you. You just have to make sure you pay the loan back. Being a regular customer approval gets better chances with little or no paperwork.

  • Patricia Hunter· United States

    It was really easy.

    It was really easy, fast and secure. They did not do a hard credit pull until I authorized it on the very last step. They gave me the lowest APR compared to all other sites. Would absolutely recommend.

  • Martha Chavez· United States

    There was a time long ago I would have rated this company good.

    There was a time long ago I would have rated this company good but however I would recommend applying elsewhere. The biggest factor for ne should be the fact that I successfully paid off an Upstart loan. Months early in fact but have NEVER been able to qualify since regardless of credit score. I paid my car off 2 years early. All.these companies with the bulls**t algorithms and credit score look at the numbers. My loans are paid and paid off early. My credit cards are paid. I will never apply here again and its always someone else willing to take those fees to give you a small loan. Upstart is off my list permanently.

  • Pamela Rodriguez· United States

    Awesome quick answer!

    Awesome quick answer!

  • Alexis Hansen· United States

    Fast easy and doesn’t take all day.

    Fast easy and doesn’t take all day.

  • Nicole Myers· United States

    Very quick and easy

    Very quick and easy

  • James Lane· United States

    From time to time I need fast cash for…

    From time to time I need fast cash for my business. Upstart has always had my back.

  • Jeremy Powell· United States

    Great loan process

    This was very quick and easy.